API that allow partner to access and do payment to billers (PPOB) that have connection/ collaboration with CIMB Niaga. Herewith existing billers that have been connected with CIMB Niaga: XL, Indosat, Telkomsel, Smartfren, 3, Kartu Kredit, PLN, Telkom, PBB, PDAM, PBB, BPJS Kesehatan.